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Fire Damage Repair - Fire Damage Restoration Questions
1.00After a Fire - Repair or rebuild (insurance question)?
Q.The house didn't burn to the ground but what was left standing is smoke and water damaged. The fire came through the roof. Can the insurance company force you to "repair" the home (rebuild using existing foundation, joists, etc) or do you have the choice to start over from scratch if the damage has reached a certain point?
A.Many times the amount of the settlement is really negotiable in terms of the question of what is to be replaced and what is to be repaired. You may do well to hire a professional to help you assess what needs to be done and help argue your case with the adjustor.
In the end you usually end up with a check for so much and it is up to you to do what you want in terms of repair or replace.
1.00Does the white kilz used in fire restoration (our whole attic) devalue a house once it's on sale?
Q.I am grateful for your responses. I am worried about the resale of our house...
A.It will depend on the extent of the fire's original damage and what was done to fix it. Often times the framing of the building can be weakened by the fire or even the water from the fire dept. can cause extensive structural damages. The kilz primer is used to cover the smoke stains and smell. But it should not be used to hide damage. If there was an insurance claim, then it must be explained to the buyer.
1.00Homeowner hired a restoration company after a fire, who is supposed to get the permits?
Q.Had a house fire, hired a restoration company to clean and repair fire, smoke and water damage. Who is supposed to the the buliding permits?
A.The permits are the responsibility of the contractor. They have to be licensed to do the work and they are responsible for furnishing the details of the work as well as doing the work to code. Period
1.00How do you fix a painting that was involved in a fire?
Q.My sister painted me an abstract painting using acryllic paint on canvas. It was involved in a fire almost three years ago, and I am looking to have it repaired. The only damage to it is smoke damage. I can barley see the painting below the soot that is now covering it. I took it to a restoration gallery and they are asking close to a thousand dollars to repair it, and I want to know if there is a cheaper method I could try at home.
A.Interesting question.
NASA has actually created a document on this
http://gltrs.grc.nasa.gov/reports/1998/TM-1998-208506.pdf
I think you may be stuck with the professional. Household cleaners may ruin the painting.
Good Luck
1.00How do you clean so the fire inside the dryer won" t come back?did it damage the wires?
Q.We cleaned the vent and trap but i pluged it up it makes a humming sound. did the fire inside damage the motor?
(No Chosen Answer)
1.00Fire - Advice from landlords?
Q.The house that we rent out had a fire. I've already informed the insurance company, there's an adjuster coming out, and the tenants are staying somewhere else. If anyone else has been in this situation, I'm wondering if there's any helpful advice for us. Should we drive 10 hours to check things out? If so, when? How many repair/restoration estimates should I try to get aside from the one my insurance uses?
I'd planned on doing other work to the home. Can I have a contractor do that work at the same time and split the billing appropriately, or will that screw up the insurance and tax stuff?
Please provide any additional ideas. We've never had a big insurance claim and I don't want to overlook stuff. We had previously planned on having the tenants out by April, doing some renovations, and putting it up for sale. I don't know how much this will change things. One bedroom is destroyed and there's a lot of smoke damage throughout the upstairs.
A.When the work is completed make sure you have a mold inspector come out and do a test to clear the house before you sell it. The water damage following the fire can cause a liability for you and you want to make sure that the insurance company is covering it before they close your claim out.
Also take lots of before and after photos for the prospective buyers. When you tell them about the previous fire damage it will make it easier to show them where the damage was and how it was fixed.
Get LOTS of estimates. Each contractor will also help you think of issues you may not have considered. This is an ideal time to remodel - the insurance company will work with you. Just make sure this will not interfere with your rental loss benefit (if you have it).
1.00What loopholes should I look out for when purchasing house insurance?
Q.I am about to get house insurance for my home. I know some companies will cover for fire etc..but not for the smoke or water damage due to the fire. Are there any other loopholes I should look out for?
A.The first answerer apple has gotten it pretty much right as far as i know it.
every policy is different.
i've asked for australian questions only so i'm going to assume you are in australia.
if you are buying home insurance and in australia, there is usually two types.
1) listed events cover. ie the policy specifies exactly what you ARE covered for and everything else is excluded.
2) accidental cover. the policy covers everything EXCEPT what is listed in the exclusions.
the second type of policy i've listed is usually dearer for the simple fact that your cover is not restricted to certain events.
also check your excess/deducitble.
most policies will cover fire to your home and smoke damages from THAT fire, but will not cover smoke damage only which comes from another source (ie your next door neighbours house burnt down - yours is fine, except smoke damaged).
i've never heard of water damage caused by a fire brigade putting out a fire out your house being excluded. the fire dept would be there to prevent the fire spreading and further loss occurring - so their presence would be beneficial to the insurer. are you sure that's correct?
1.00Where can I get a list of new jersey insurance restoration contractors.?
A.What- you had a loss and there not coming out of the woodwork- ha ha, Former Fire and Water damage GC- Dallas area.
Look in the phone book under Fire and Water Damage Restoration- you will not find a list like this- but Insurance Adjuster will know most of them. They are General Contractors who specilize in Fire and Water. Also there are companies who only do Content cleanup, like ServePro. They do Water clean up. And Furniture cleaning.
More Fire Damage Restoration Questions
Fire Damage Repair
Whether it's a large scale fire that ravages large parts of your property or a more moderate scale fire that limits its damage to one or two rooms in the house, a fire can leave behind some devastating damage. This kind of damage will have to be restored only by a professional and qualified fire damage restoration company. When your fire damage repair company arrives at your door stop, they will first evaluate the extent of the fire damage and then will prepare an estimate for your project based on your needs. If you give them the go ahead, they will proceed with the fire damage restoration< process.
Your fire damage contractor will begin by removing all traces of soot and ash from your home. Soot will be removed from walls, floors and ceilings, from nooks, crevices and from other little places that the smoke has managed to infiltrate. Your carpets and upholstery will be cleaned out. The smoke that has damaged the premises will have to be identified, and special processes will be made use of to remove the smoke traces. Any poisonous gases and toxins will be neutralized. If there is standing water as a result of the extinguishing of the fire, then your restoration contractor will also make use of mold removal, water extraction and drying techniques to remove all the water from the structure. Those of your possessions that can be stored are sent to restoration centers while those that can be replaced are sorted separately. Your possessions are retuned to you once they have been restored with chemicals to their original finish.
Your fire damage company will also help you prepare an estimate that will help you with fire damage claim processing. This is an important step that is normally forgotten under all the stress of the fire. With delayed processing of your claims, you will find it impossible to begin your restoration work. We offer you a chance to connect with the most highly reputed fire damage companies in Portland. Simply, fill up your details in the form on this page, and we'll connect you to the best contractors!
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IRON NAIL BUILDING COMPANY is a licensed general contractor and full service building company based in Greensboro, NC. As a licensed/insured North Carolina contractor we are known as a builder of house additions, garages, commercial remodeling, home repairs & storage building construction and new construction across the state. Iron Nail Building Company is willing to handle all phases of your construction or repair needs. We offer the ability to provide you with interior and exterior home improvements as well as large scale building projects to meet your renovation and construction requirements.
In addition to our renovations and remodeling work, we offer custom garages and a full line of site-built accessory buildings (storage buildings). We have served hundreds of home owners across North Carolina, Virginia and South Carolina building custom garages and storage buildings to fit the needs of individual home owners and businesses. Because of the large number of requests for garages and storage buildings we have created a whole section dedicated to: Custom garages and storage buildings. Although our primary services are based in the piedmont triad (Greensboro, High Point, Winston Salem), we have the ability to cover the state of North Carolina in counties such as Guilford County, Randolph County, Forsyth County, Davidson County, Alamance County, Chatham County, Orange County. Because of our broad and extensive coverage area we take the time to research additional city/county codes and ordinances prior to any contracts to make sure your project goes as smoothly as possible.
Iron Nail Building Company desires to be the name you call on when your home or business requires renovation or repair. Because we are a family based business, we know the value of your home and business, and strive to provide a higher level of trust with all of our customers. Iron Nail Building Company works to provide our knowledge and service to you the customer with the wisdom you need to make quality decisions as to your next project, always keeping price and time lines in mind. We always stand ready to offer quality and timely free quotes for any of our general contractor services. From beginning to end our goal is to apply wisdom to every project we’re involved with. We are proudly ready to serve businesses, homeowners, churches, realtors, insurance agents, property managers and investors. If you are looking for a contractor or ready to start your next project give us a call to talk about your project. (336) 688-4774.
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Kitchen Grease fire on stove no water damage but extensive smoke damage thru out the house. Insurance company has been notified and adjustor to be hear in 24 hours.
Whether it's a large scale fire that ravages large parts of your property or a more moderate scale fire that limits its damage to one or two rooms in the house, a fire can leave behind some devastating damage. This kind of damage will have to be restored only by a professional and qualified fire damage restoration company. When your fire damage repair company arrives at your door stop, they will first evaluate the extent of the fire damage and then will prepare an estimate for your project based on your needs. If you give them the go ahead, they will proceed with the fire damage restoration< process.
Your fire damage contractor will begin by removing all traces of soot and ash from your home. Soot will be removed from walls, floors and ceilings, from nooks, crevices and from other little places that the smoke has managed to infiltrate. Your carpets and upholstery will be cleaned out. The smoke that has damaged the premises will have to be identified, and special processes will be made use of to remove the smoke traces. Any poisonous gases and toxins will be neutralized. If there is standing water as a result of the extinguishing of the fire, then your restoration contractor will also make use of mold removal, water extraction and drying techniques to remove all the water from the structure. Those of your possessions that can be stored are sent to restoration centers while those that can be replaced are sorted separately. Your possessions are retuned to you once they have been restored with chemicals to their original finish.